Budgeting?

  check this one out: http://www.dailymoneysaving.com/

 

Spending and Saving Goes Hand In Hand

Yes you can! Why not? Whether you have a big family or small, your ability to save money is still very sound and applicable. It said and confirmed that; a focused mind is the most powerful weapon that an individual can possess. Of course, the right knowledge is necessary and very important for you to be able to comfortably concur with this important mission.
Logic and wise spending
It is of great importance to note that money is easily spent than it is earned. For you to always stay on the safe side, try to create awareness of this fact to every family member. The earlier you train your children the need of wise spending, the better it is. This is because; children tend to imitate their parents or guardian more than any other person. Don’t let school decide the basic characters of your children. For your information, it is well said and done that heroes are made and not born. It is true that children have high demands and can make you spend money unwisely. But you can control this by setting aside a considerable amount intended for their use only. After doing this, start an analysis and point out the basic needs verses wants. Ensure that you trim the wants, and, guess what? There you are; save this amount every month for better.
Go forth: Budgeting Priorities
Saving money can be likened to moving forward, while spending is definitely going back. This slogan equation can be amended farther to be; forward ever backward never. The effort to achieve this is in fact very minimal. You just need a budget. Ensure to highlight in your budget priorities i.e., 1^st priority, 2^nd 3^rd and so forth. Prioritizing is the most important component of an effective budget. This brings to your attention that not all budgets are effective.
Operate within your budget.
For instance, you can point out things like electricity bills, water bills, house rent and the likes to be your number one priority in your prepared budget. You will be doing this to ensure that your hard gotten salary or income goes to right use only and first.  Also by this, you’ll avoid being the kind who spends anyhow and begin to rely on debts in the long run. Nevertheless, if you find yourself being in constant debts, that is not the end of you. Henceforth you can start working on a prioritized budget which will help you save money. In conclusion, you will be able to even repay all your debts within a period of intensive saving by living within your budget.